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F-150 Trim Breakdown

The Ford F-150 has grown to be America's most favorite pickup and here we breakdown two of the most popular trims, XLT vs. Lariat. These two trims have unique looks on both the interior and exterior but also offer a different list of features. Keep reading to see our breakdown of the main differences between these two great trims!

Performance Overview

2020 Ford F-150 XLT


Starting at: $34,760

3.3L V6 PFDI with Auto Start/Stop

Horsepower: 290

Torque (lb.ft.): 265

Max Towing: 7,700 lbs.

Max Payload: 1,990 lbs.

2020 Ford F-150 Lariat


Starting at: $42,750

2.7L V6 EcoBoost® with Auto Start/Stop

Horsepower: 325

Torque (lb.ft.): 400

Max Towing: 9,000 lbs.

Max Payload: 2,470 lbs.

F-150 Engine

3.3L V6 PFDI

with Auto Start/Stop
This responsive engine comes with auto start/stop to save gas and three drive modes to adjust to road conditions.

F-150 Engine High Output

2.7L V6 EcoBoost®

with Auto Start/Stop
This turbocharged V6 pairs well with the 10-speed transmission and has five different drive modes to optimize for any road conditions.


F-150 2021 Lineup

Distinct Looks

Both F-150 trims bring a strong bold style with minor differences around the exterior of the truck. The first noticeable difference is the unique grill designs that each have their own personality. Another exterior difference is that the door handles as well as the side-mirrors on the XLT are black plastic while on the Lariat trim they are body color. Keep reading to learn more about what sets these trims apart.

F-150 Grills XLT vs Lariat

Strong Grill Designs

The XLT has a slightly sportier design with a thinner chrome bar running across and all black insets. The Lariat has a more classic look with it's larger chrome bar and vertical chrome insets.

Sleek Wheels

Shown here are the standard 17 inch wheels you will find on both the XLT and Lariat. There is also an 18 inch machined aluminum wheel available on 2020 Lariats and new wheel options for 2021.

F-150 Wheels XLT vs Lariat

Learn More About The Ford F-150

Check out more content on the F-150! View our breakdown of two other popular trims, the Platinum and Limited or learn more about the newly designed 2021 F-150. McGrath prides itself on our car knowledge and we do our best to answer any questions that may come up in your car search. If your question isn't answered online, feel free to contact us over the phone, over text, or even through our website.

F-150 Comparison
Platinum vs Limited
2021 F-150
Truck Loan

Interior and Technology

F-150 2021 Lineup

Comfortable Cabin

Both of these trims have comfortable layouts and durable materials. Each interior does have a unique personality with the Lariat being the higher-end trim with leather seats. The Lariat trim also has the 8 inch infotainment system as opposed to the 2.3 inch display. Check out the full breakdown of features below.

F-150 2021 Lineup


The XLT trim has three interior options: Light Grey or Light Camel cloth and Black sport cloth seating. The standard infotainment system is the 2.3 inch Sync 3 but can be upgraded to the 8 inch display with navigation.


The Lariat has 4 different leather options to choose from: Light Grey, Light Camel, Black, and Dark Red Accented Lariat sport which is new to 2021. The standard infotainment system is the 8 inch Sync 3 with SiriusXM Radio.

F-150 trim breakdown features
Grey, Camel, or Black ClothSeating MaterialGrey, Camel, or Black Leather
available dark red accents with Lariat Sport
2.3 inch Display with Sync 3Infotainment System8 inch Display with Sync 3
FordPass 4G Wi-Fi
Pre-Collision Assist
with Emergency Braking
AvailableBLIS (Blind Spot Information System)
AvailableAutomatic Climate Control
AvailableSiriusXM Radio
AvailablePower-Sliding Rear Window
AvailablePower-Folding Mirrors
with Heat and LED Spotlight
AvailableRemote StartAvailable
AvailableBoxLink with LED Box LightingAvailable
F-150 trim breakdown features

Comparison Summary

Both of these trims have great style and capable engines but there is a noticeable step up in features going from XLT to Lariat. The Lariat gives truck buyers great comfort with leather interior and plenty of standard features including the (BLIS) Blind Spot Information System. The XLT is great for customers on a slightly tighter budget. If the features on the Lariat trim don't spike your interest you can save some money and still drive off with a great all-around truck. You could even add a technology package or the chrome appearance package and still be saving money.

Keep in mind Ford updated the design of the F-150 in 2021 and the photos used on this page are from both generations. If you have any questions please feel free to ask our knowledgeable staff by calling, texting, or using our website.

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Here at McGrath Ford our focus is on making the customer's buying experience simple and enjoyable. We pride ourselves in our large selection of new and used cars, trucks and suvs to choose from including the entire Ford truck lineup. Come stop in for a visit today!

McGrath Ford Staff
F-150 trim breakdown disclaimer