McGrath Credit Auto Finance

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Bad Credit? No Credit? No Problem!

Let's get you started on our simplified pre-approval process! Now with more options to make it even easier! Our team is waiting to assist you and work with the conditions that make your situation unique.

Text Message Us!

To make it even easier, you can get started with just a quick text! Our team will take care of the details of your approval and have them sent directly to you!

(319) 383-7863

or Apply Now Online!

In just a few short minutes, you can fill out our secure online pre-approval form! Our finance team will review your situation take care of the rest!

Apply Now!

With McGrath Credit you are seconds away from credit approval on your auto loan! McGrath offers the widest selection of new and used cars in the Midwest and a financing team with the best lending relationships in the business. We are dedicated to saving you time, money and getting you approved on the car you've been dreaming of!

The Area Leader in Auto Loans

Work With Our Team of Experts

McGrath Credit is led by Tammy Roberts who has been with us for over 20 years. Over that time she has built incredible relationships with all of our lenders that allows us to explain your individual situation and work together on finding a great auto loan.

Tammy has a team of specialist at each McGrath location that spend every minute of every day working hard to find a vehicle that works for the lender - and that works for you!

Choose From the Best Selection

The vehicle you purchase will be as important as your credit history. Lenders want to make sure you are buying an affordable vehicle and we are here to find a vehicle that works for you and your lender. The McGrath advantage is having a selection of over 4,500 vehicles to choose from, right here in Eastern Iowa. That means we will have the right vehicle for you!

The Right Car - The Right Budget!

At McGrath Credit, we get a lot of questions about securing car loans with different types of situations, and after seeing a large portion of car shoppers struggle to secure financing after dealing with unfortunate situations, we set off to begin building relationships with vendors.

Today, we have established strong relationships with over 35 vendors to provide car loans for people who have may have bad credit, no credit, bankruptcy or repossessions. We provide quick pre-approval and have made it our goal to provide any and all backgrounds with financing.

Ready to Apply and Learn More?

You can submit the application form online here on our website. Or, if you'd like some face time, visit our dealership and auto financing centers. We're conveniently located in Cedar Rapids, Iowa, and also proudly serve drivers in the greater Cedar Falls, Dubuque, Waterloo and Iowa City.

Our Auto Loan Specialists Demonstrate a Passion for the Job!

Getting car finance options at a dealership shouldn't make you glum. Having been there and done that ourselves, we've made a point of crafting a team of savvy lease and car loan experts, committed to making sure you know exactly what you're getting into - and to making the process as comfortable as possible. That means no pressure. And because our team genuinely loves what they do (making car dreams come true), our customers don't just leave with individualized car loan or lease rates; they leave happy.

Fill Out the Form Below!

*All credit requests are approved,  approval may require a down payment based on credit history.

Your privacy is important to us. McGrath Auto takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

McGrath Credit Related Pages

Text Us(319) 383-7863