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Bad Credit? No Credit? No Problem!

With McGrath Credit you are seconds away from credit approval on your auto loan! McGrath offers the widest selection of new and used cars in the Midwest and a financing team with the best lending relationships in the business. We are dedicated to saving you time, money and getting you approved on the car you've been dreaming of!

The Area Leader in Auto Loans

Choose From the Best Selection

The vehicle you purchase will be as important as your credit history. Lenders want to make sure you are buying an affordable vehicle and we are here to find a vehicle that works for the bank and that works for you.

The good news is that we have over 4,000 vehicles in Eastern Iowa and we will have the right vehicle for you!

The Right Car - The Right Budget!

At McGrath Credit, we get a lot of questions about securing car loans with different types of situations, and after seeing a large portion of car shoppers struggle to secure financing after dealing with unfortunate situations, we set off to begin building relationships with vendors.

Today, we have established strong relationships with over 35 vendors to provide car loans for people who have may have bad credit, no credit, bankruptcy or repossessions. We provide quick pre-approval and have made it our goal to provide any and all backgrounds with financing.

Ready to Apply and Learn More?

You can submit the application form online here on our website. Or, if you'd like some face time, visit our dealership and auto financing centers. We're conveniently located in Cedar Rapids, Iowa, and also proudly serve drivers in the greater Cedar Falls, Dubuque, Waterloo and Iowa City.

Our Auto Loan Specialists Demonstrate a Passion for the Job!

Getting car finance options at a dealership shouldn't make you glum. Having been there and done that ourselves, we've made a point of crafting a team of savvy lease and car loan experts, committed to making sure you know exactly what you're getting into - and to making the process as comfortable as possible. That means no pressure. And because our team genuinely loves what they do (making car dreams come true), our customers don't just leave with individualized car loan or lease rates; they leave happy.

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*All credit requests are approved,  approval may require a down payment based on credit history.

Your privacy is important to us. McGrath Auto takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

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