Loans & Leases
The finance team at McGrath Family of Dealerships works with various financial institutions to ensure every Waterloo driver gets the financing offers or lease terms they need, regardless of credit score. To start finding the loans or leases that work for you, apply for financing through our secure online application and discover the most up-to-date offers for your unique situation. Have a specific vehicle in mind? Use our payment calculator to estimate the monthly cost of bringing home your favorite model.
Special Offers
Whether you’re interested in a brand-new or a pre-owned vehicle, McGrath Family of Dealerships has financing offers and lease specials to help fit your preferred model into your budget. When you browse our new and used vehicle specials, you’ll find two primary options:
- Financing Offers: For Cedar Falls drivers interested in owning their vehicle, the finance deals are the best place to start. Offering money-saving new and used car financing specials across our expansive inventory, McGrath Family of Dealerships ensures you can take home your next vehicle at a price that won’t break the bank.
- Lease Deals: Looking to save even more on your monthly payments? Consider the lease deals at McGrath Family of Dealerships. When leasing a , you may have mileage and customization restrictions, but your monthly payment will be significantly reduced compared to even our lowest financing specials.
Explore New & Used Car Financing at McGrath Family of Dealerships
Are you ready to start shopping for your next new or used car? Reach out to McGrath Family of Dealerships! Our Cedar Rapids finance experts will walk you through all the available financing and leasing options for your preferred vehicle so you can shop for your next with confidence.
If you have a preferred store, you can also fill out a finance application with them directly using the menu below.
McGrath Buick GMC
1600 51st St NE, Cedar Rapids, IA 52402
Sales:
319-243-3123
Sales
Mon, Thur:
9:00am - 8:00pm
Tue, Wed, Fri:
9:00am - 6:00pm
Service
Mon - Fri:
7:00am - 5:30pm
Parts
Mon - Fri:
7:00am - 5:30pm
McGrath Cadillac
1600 51st St NE, Cedar Rapids, IA 52402
Sales:
319-243-3123
Sales
Mon, Thur:
9:00am - 8:00pm
Tue, Wed, Fri:
9:00am - 6:00pm
Service
Mon - Fri:
7:00am - 5:30pm
Parts
Mon - Fri:
7:00am - 5:30pm
McGrath Chevrolet of Dubuque
3255 University Ave, Dubuque, IA 52001
Sales:
563-275-3768
Sales
Mon, Thur:
9:00am - 8:00pm
Tue, Wed, Fri:
9:00am - 6:00pm
Service
Mon - Fri:
7:00am - 5:30pm
Parts
Mon - Fri:
7:00am - 5:30pm
McGrath Chevyland
1616 51st St NE, Cedar Rapids, IA 52402
Sales:
888-572-5919
Sales
Mon, Thur:
9:00am - 8:00pm
Tue, Wed, Fri:
9:00am - 6:00pm
Service
Mon - Fri:
7:00am - 5:30pm
Parts
Mon - Fri:
7:00am - 5:30pm
McGrath Chrysler Jeep Dodge Ram
4610 Center Point Rd NE, Cedar Rapids, IA 52402
Sales:
888-587-3713
Sales
Mon, Thur:
9:00am - 8:00pm
Tue, Wed, Fri:
9:00am - 6:00pm
Service
Mon - Fri:
7:00am - 5:30pm
Parts
Mon - Fri:
7:00am - 5:30pm
McGrath Kia
1020 N Center Point Rd, Hiawatha, IA 52233
Sales:
319-383-7855
Sales
Mon, Thur:
9:00am - 8:00pm
Tue, Wed, Fri:
9:00am - 6:00pm
Service
Mon - Fri:
7:00am - 5:30pm
Parts
Mon - Fri:
7:00am - 5:30pm
McGrath Hyundai of Dubuque
2075 Holliday Dr, Dubuque, IA 52002
Sales:
888-774-7022
Sales
Mon, Thur:
9:00am - 8:00pm
Tue, Wed, Fri:
9:00am - 6:00pm
Service
Mon - Fri:
7:00am - 5:30pm
Parts
Mon - Fri:
7:00am - 5:30pm
McGrath Toyota of Iowa City
1445 IA-1, Iowa City, IA 52246
Sales:
319-469-8080
Sales
Mon, Thur:
8:30am - 7:00pm
Tue, Wed, Fri:
8:30am - 6:00pm
Service
Mon - Fri:
7:00am - 5:30pm
Parts
Mon - Fri:
7:00am - 5:30pm
McGrath Volkswagen of Dubuque
2075 Holliday Dr, Dubuque, IA 52002
Sales:
563-209-9572
Sales
Mon, Thur:
9:00am - 8:00pm
Tue, Wed, Fri:
9:00am - 6:00pm
Service
Mon - Fri:
7:00am - 5:30pm
Parts
Mon - Fri:
7:00am - 5:30pm
McGrath Volkswagen of Marion
675 Blairs Ferry Rd, Marion, IA 52302
Sales:
319-383-7852
Sales
Mon, Thur:
9:00am - 8:00pm
Tue, Wed, Fri:
9:00am - 6:00pm
Service
Mon - Fri:
7:00am - 5:30pm
Parts
Mon - Fri:
7:00am - 5:30pm
Davenport Used Car Superstore
4618 N Brady St, Davenport, IA 52806
Sales:
563-275-3878
Sales
Mon, Thur:
9:00am - 8:00pm
Tue, Wed, Fri:
9:00am - 6:00pm
Service
Mon - Fri:
7:00am - 5:00pm
Parts
Mon - Fri:
7:00am - 5:00pm
McGrath Ford
1040 N Center Point Rd, Hiawatha, IA 52233
Sales:
319-432-7080
Sales
Mon, Thur:
9:00am - 8:00pm
Tue, Wed, Fri:
9:00am - 6:00pm
Service
Mon - Fri:
7:00am - 5:30pm
Parts
Mon - Fri:
7:00am - 5:30pm
McGrath Hyundai of Cedar Rapids
1090 N Center Point Rd, Hiawatha, IA 52233
Sales:
319-284-3142
Sales
Mon, Thur:
9:00am - 8:00pm
Tue, Wed, Fri:
9:00am - 6:00pm
Service
Mon - Fri:
7:00am - 5:30pm
Parts
Mon - Fri:
7:00am - 5:30pm
What does the finance department do?
Our finance team helps secure loan or lease options that fit your budget by working with multiple lenders.
Who does McGrath Credit serve?
We work with all credit types, including good credit, bad credit, no credit, and customers rebuilding credit.
Can I get approved before choosing a vehicle?
Yes. You can apply online for pre-approval before selecting a vehicle.
Does applying online affect my credit score?
Submitting a pre-approval form typically results in a credit inquiry, but it helps us find accurate options for you.
What documents are needed for financing?
Most approvals require a valid ID, proof of income, proof of residence, and insurance.
Do you offer financing for used and certified vehicles?
Yes. Financing is available for new, used, and Certified Pre-Owned vehicles.
Can I finance if I’ve had a bankruptcy or repossession?
Yes. Our team specializes in helping customers with past credit challenges.
